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Winter Forecast For Housing Looks Great!
In normal times, the winter months may sometimes be considered the “off-season” when it came to selling a home (unless you were in a warm climate). I think that we can all agree that these are not normal times, and selling a home this time of year actually makes sense!
Choices, Tips and More
Last year was a record for changes in rules and legislation in real estate and lending. One industry veteran surmised that in 2011, there were as many changes as there were working days in the year. That is close to 300!
Five Housing Predictions For 2012
No one really knows what the future holds, but studying tends and data can allow some insight into the beyond. Here are my thoughts for housing and lending in the New Year.
Black Friday, Underwater Loans, and More
When it comes to Black Friday, there are a number of things to take into account. First, is safety. The allure of a perceived bargain can make otherwise rational people acct irrationally. Make a list of what you actually want or need rather than buying what you perceive as a bargain.
Why This Holiday Season May Be The Best Time To Buy Or Sell A Home
Now is the time of the year when many people add to their already hectic lives and simply respond, “Call me after the New Year”. Though it seems counter-intuitive, now is a great time to buy or sell a home.
Borrower Responsibility
Too often, loan closings gone bad could be easily avoided buy better communication and explanations. In many cases, communication between the lender, realtor and borrower breaks down, and the majority of times simply due to assumptions.
An Old Scam Making A Comeback!
There are many reasons to dislike a sour economy but times like these are a breeding ground for ID thieves, con artists and fraudsters. Our guards are down, our susceptibility is high and, unfortunately, when people are desperate, they end up doing desperate things.
How To Sell A Home In This Market
Some signs point to a bottom in real estate while others indicate that we may fall a little more. Regardless, to sell a home in this market, you need to be realistic, flexible, informed and well represented.
Loan Limits Expiring May Hurt Housing
Economic data has helped rates drop for several weeks in a row. Greece just helped the odds of rates remaining low for a few more weeks. But what happens if you are buying a home on or after October 1st?
Analogies for Understanding Credit
Credit and credit scoring are often explained in technical terms that can be confusing to most people. The answer of how something impacts your credit score is usually “it depends”, and for good reason. For a better understanding of how the score reacts, we’ve found that answering questions with analogies helps form a strong foundation.
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